Exciting News 🎉 Lipa Later Group Wins Most Inspiring Fintech in BNPL at Africa Bank 4.0 Awards (Pan Africa)! 🌟

Why We Built Lipa Later

Only 5% of Africans have access to credit cards or any form of credit. We are on mission to bridging this gap by making credit accessible, enabling Africans to live a dignified life.

Our Story!

Lipa Later was founded to empower African businesses to do more by enabling e-commerce, financial inclusion, and shopping on a centralized and fully integrated platform. Lipa Later has tapped into the rapidly growing online presence across Africa to provide financial solutions to consumers by increasing their purchasing power and being an alternative payment option. Today, we have made credit easily accessible to consumers, reduced friction to create seamless shopping experiences in Africa, and contributed to the growth of our retailers. 

Our retail partners have seen their sales grow by up to 30% since they started. 

To complement our vision, Lipa Later acquired Sky. Garden is an e-commerce platform built for African businesses.

Lipa Later is changing the payments landscape across Africa, which to date has been largely inaccessible for most, but also catalyzing the future of shopping, e-commerce, and payments. Today Lipa Later serves hundreds of thousands of customers and retail businesses in Africa.

Our Impact so far

400K+

Users on Lipa Later

4

Countries present

35000+

Merchants across Africa

We have significant presence and coverage in Africa, to ensure you are covered wherever you are.


Our Mission


Lipa Later wants to be the financial control centre for Africa’s 50M retailers.



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